Car Insurance Comparison
There are few things that good car insurance must cover,those things are;
- Damage to your car
- Damage to another vehicle
- Injuries to you or other people
A typical car insurance policy lasts for 12 months and will need to be renewed each year. And good car insurance could also cover if your car is stolen or damaged by fire. While having a car insurance these are the things that you should consider about.There are 3 types of insurance plans in USA, these are;
Third party car insurance
This is the minimum level of cover you need to drive on USA roads. It only covers the cost of compensating other people for injury or damage you cause. It doesn’t provide you with any financial help for injury or repairs to your vehicle.
Third party, fire and theft
This covers the cost of damage or injury to third parties but it could also give you compensation if your car is damaged due to fire or theft or if it is stolen.
Comprehensive car insurance
This includes all the cover of a third party fire and theft policy, but could also protect you as a driver and may pay out for damage to your car. It could also include compensation for a number of things such as medical treatment, legal expenses and accidental damage.
Car insurance is always a balance between cover and price. There’s no way to choose until you see what the different options will cost you – then you can weigh up the cover you get against the cost of the premiums.The price you pay will depend on all kinds of things, including your age, occupation, driving experience, the car you drive and how you use your car. Don’t assume that a third party policy is the cheaper option simply because it offers the minimum level of cover.